AML Subject Matter Expert & Local MLRO

About the role

We are looking for an experienced AML Subject Matter Expert to act as the local Money Laundering Reporting Officer (MLRO) for our Latvian branch. The role will ensure compliance with Latvian and EU anti‑money‑laundering regulations and embed robust AML controls across the organization.

Key responsibilities

• Write and implement AML procedures tailored to the Latvian regulatory landscape and TF Bank Group framework.
• Act as the local branch MLRO, liaising with supervisory authorities and investigative bodies.
• Conduct regular assessments of the AML framework, identify improvement areas, and implement changes in line with FSA requirements.
• Monitor regulatory updates, advise senior management on impacts, and adjust policies promptly.
• Collaborate with cross‑functional teams to integrate AML considerations into business processes and product development.
• Design and deliver training programmes to raise employee awareness of AML strategies.
• Provide timely and accurate AML reporting to regulators and internal stakeholders.
• Support internal and external audits by supplying documentation and insights on AML practices.

Required profile

• Proven AML expertise in financial services, preferably within Latvia and multi‑jurisdictional environments.
• Strong knowledge of Latvian and EU AML regulations, compliance frameworks, and licensing requirements.
• Experience designing, implementing, and optimizing AML processes across jurisdictions.
• Background working with regulatory authorities and handling inquiries.
• Bachelor’s degree in Finance, Business Administration, Law or related field; advanced degree or certifications (CAMS, ICA) a plus.
• Fluency in Latvian and English; additional European languages advantageous.
• Detail‑oriented, proactive, with strong decision‑making and stakeholder‑management abilities.

Required skills