Risk Analyst - Payment Fraud and Compliance

About the role

An international payment services provider for online businesses is looking for a Risk Analyst. The role protects merchants and keeps payment activity within risk limits by investigating suspicious transactions, tracking fraud and chargeback trends, and working with Compliance, Sales and Account Management to make balanced decisions.

Key responsibilities

• Monitor transactions daily to detect, prevent and report suspicious activity.
• Use analytical tools to assess and mitigate money laundering, terrorist financing, fraud and reputational risks.
• Track fraud and chargeback ratios at merchant and acquirer levels.
• Identify patterns and anomalies in transaction data.
• Work with Compliance, Sales and Account Management to keep the merchant portfolio aligned with risk appetite.
• Communicate risk findings and decisions clearly to relevant teams.

Required profile

• 2+ years of experience in compliance or risk functions.
• Good data analysis skills.
• Working level of English; Russian and Latvian preferred.
• Understanding of banking, particularly AML transaction monitoring, is a plus.

Required skills

• Knowledge of Visa and Mastercard rules and risk programs.
• Analytical, detail-oriented, able to spot patterns in large volumes of transactions.
• Clear communicator who can explain risk decisions to Sales and Account Management.
• Able to make balanced decisions under time pressure and curious about changing card scheme rules and fraud trends.

What we offer

• Competitive salary aligned with experience.
• Collaborative and transparent team culture.
• High-impact role in a scaling fintech company.
• Recognition of personal milestones and achievements.
• Social benefits.