Monitoring Specialist

About the role

xpate is seeking a motivated Monitoring Specialist to support daily monitoring of merchant activity and payment transactions. You will help identify suspicious behavior, ensure compliance with AML/CFT regulations, and contribute to the overall risk management framework.

Key responsibilities

• Review sanctions, PEP and adverse media alerts.
• Perform screening using monitoring solutions such as Sumsub, LexisNexis, WebShield, G2 Risk Solutions and internal systems.
• Conduct periodic reviews for low and medium‑risk clients and assist in preparing EDD reports for higher‑risk tiers.
• Execute test purchases, document investigation results and maintain accurate case records.
• Monitor regulatory updates, merchant regulations and card scheme alerts.
• Assist with merchant integration into monitoring systems and maintain monitoring registers.
• Prepare information requests (RFIs) and follow up with internal stakeholders.
• Support merchant termination processes and off‑boarding activities.
• Escalate material findings to senior analysts and contribute to continuous improvement of monitoring procedures.

Required profile

• 1–2 years of experience in AML, compliance, financial crime, payments or fintech.
• Basic understanding of AML/CFT principles.
• Strong analytical thinking, attention to detail and ability to review large volumes of information.
• Excellent organisational skills and ability to prioritise workload.
• Good written and verbal communication in English (B2 or above).
• Willingness to learn and develop within financial crime and client risk.

Required skills

• Sumsub
• LexisNexis
• WebShield
• G2 Risk Solutions

What we offer

• Dynamic work environment with real ownership and continuous learning opportunities.
• Hybrid working model with flexible hours.
• Private health insurance and paid time off.
• Close collaboration with compliance, risk, product, operations, finance and IT teams.
• Opportunity to work on fintech infrastructure in a regulated international setting.