Mid/Senior Portfolio Analyst – Credit Risk

About the role

Join Luminor as a Mid/Senior Portfolio Analyst and help shape credit risk reporting across our Baltic portfolio. You will work with cross‑functional teams to deliver insightful, automated reports that support strategic decision‑making.

Key responsibilities

• Develop and deploy best practices for credit risk reporting at the portfolio level.
• Design, build and automate credit risk dashboards and reports using Power BI and related data tools.
• Document reporting processes, data logic and report structures.
• Analyse data to identify trends, emerging risk exposures and provide actionable insights.
• Perform ad‑hoc analyses to support credit risk decisions.

Required profile

• Experience in risk, finance or a related area working with risk or financial data.
• Higher degree in Economics, Business Management, Risk Management, Finance or a related field.
• Strong data‑processing skills, proficiency with Excel and business‑intelligence tools; SQL knowledge is a plus.
• Good understanding of the credit risk framework.
• Excellent analytical, problem‑solving and communication skills.
• Fluent English, both spoken and written.

Required skills

• Power BI
• Microsoft Excel
• SQL (advantageous)

What we offer

• Flexible hybrid working model with the possibility to work from anywhere in the EU, Iceland, Switzerland or the UK (up to 90 days per year).
• International, fast‑moving team culture with opportunities for growth.
• Additional vacation weeks after one year of service.
• Volunteer time off and fully paid military training days.
• Health insurance after three months in the Baltic states.